The first four banks lending interest rate concessions or suite will be fully canceled

 Small banks have been following the previous
canceled after the first suite prime rate loans, recently, the four major banks have begun lending suite on the first knife, the first prime rate loans suites facing the fate abolished. First came news of Beijing, ICBC has been in Beijing since 28 started the implementation of the New Deal mortgage, interest rate loan to cancel the first suite offers. Insiders said the estimated long, the market will fully students changed.

It is understood that in Beijing, ICBC is the first suite for buying second-hand housing, in principle, are in accordance with the implementation of the benchmark interest rate, eliminating the preferential rate to float downward earlier; to buy a new house, real estate developers in development loans ICBC received, the first suite of real estate can perform the benchmark interest rate a loan, in accordance with the implementation of a minimum of 8.5 fold. There will be some flexibility in the specific implementation, such as VIP customers may have some interest rate concessions. Part of ICBC branch in Guangzhou, said the credit department staff, for the first suites loans, current interest rates still fall a minimum of 15%, but the policy at any time may be changed.

Previously, Shanghai Pudong Development Bank, China Everbright Bank and China Minsheng Bank in the Beijing area have been stopped the first suite loan interest rate concessions. Guangzhou Cheng Lu Zhiguang, general manager of mortgage companies to disclose race, said the Guangzhou market, small and medium banks almost complete abolition of the preferential interest rate loans first suite. Last week, the broad issue that the implementation of the benchmark interest rate on the first suite; deep development issued a notice that the credit for the first suites interest rates go up 10% of the implementation of the New Deal. Although a few banks that did not clear the first suite to cancel preferential interest rate loans, but has rarely give credit interest rate to float downward in the first suite, and some banks even though the book has been awarded the same credit, but that changed on a whim, so the basic mortgage companies do not apply to small and medium banks loan of the first suite.

Lu Zhiguang said after the four major banks who did not dare stand up to do the first one, so the maximum credit can still get the first suite to fall 15% of the preferential interest rates, but lending rates to fall out of the first suite very little.

Lu Zhiguang said that although the bank did not explicitly said it would cancel the first suite of prime rate loans, but has been interested in the benchmark interest rate to guide the customer to the estimated long, the market has changed we must comprehensively, and as long as there where a large First-line stand, other banks will soon follow.